10 Best 0% APR Deals in April 2024 - Kelley Blue Book (2024)

General

10 Best 0% APR Deals in April 2024 - Kelley Blue Book (1)ByAllyson Harwood04/09/2024 3:00pm

  • Best 0% APR Deals

    10 Best 0% APR Deals in April 2024 - Kelley Blue Book (2)

    This month, there are so many 0% APR deals that they are spread out over two lists. If you are looking for a 0% APR deal on an electric vehicle (we did include one here), you can check out list of 10 Best Electric Car Deals. There are eight 0% APR deals there, too.

    On this list of 0% APR financing deals, though, you’ll find offers on some great vehicles, including compact and midsize SUVs and some sedans. And there are two deals on 3-row SUVs.

    Term lengths range from 36 to 60 months, and some include cash back. Please check with your local dealer beforehand to ensure the deal you want is available. All prices are for the trim level on special, or the base price if it applies to all trims, and include the destination fee. However, prices do not include tax, title, or license fees.

    Here are the best 0% APR deals in April 2024.

  • 10. 2023 Ford Explorer

    10 Best 0% APR Deals in April 2024 - Kelley Blue Book (3)

    Price: $38,355
    Current offer: 0% APR plus $750 cash back
    Expires: 4/30/2024

    See Ford Explorer models for sale near you

    The Ford Explorer is one of the best-selling family haulers out there. This 6- or 7-seat SUV offers a comfortable ride and powerful engine choices. The 0% financing deal on the 2023 Explorer has a 36-month term and includes $750 cash back.

    Compare dealer offers

  • 9. 2024 Volkswagen Tiguan

    10 Best 0% APR Deals in April 2024 - Kelley Blue Book (4)

    Price: $30,305
    Current offer: 0% APR financing
    Expires: 4/30/2024

    See Volkswagen Tiguan models for sale near you

    The sporty and refined Volkswagen Tiguan is offered with modern safety and connectivity tech. Its cabin is elegant, and front-wheel-drive models come standard with three rows of seats. This month’s deal is on the S trim, which comes standard with adaptive cruise control, rain-sensing wipers, and heated front seats.

    Compare dealer offers

  • 8. 2023 Ford Escape

    10 Best 0% APR Deals in April 2024 - Kelley Blue Book (5)

    Price: $29,495
    Current offer: 0% APR financing plus $1,000 cash back
    Expires: 4/30/2024

    See Ford Escape models for sale near you

    The Ford Escape is a compact SUV with plenty of modern tech and comes standard with an extensive safety suite. The Escape is available with a choice of gas engines or a hybrid or plug-in hybrid (PHEV) drivetrain. Ford’s current offer has a 60-month term.

    Compare dealer offers

  • 7. 2024 Nissan Altima

    10 Best 0% APR Deals in April 2024 - Kelley Blue Book (6)

    Price: $36,840
    Current offer: 0% APR financing
    Expires: 4/30/2024

    See Nissan Altima models for sale near you

    Sporty and family-friendly, the Nissan Altima is a midsize sedan with upscale style and amenities. It’s available with all-wheel drive or a potent turbocharged engine, and boasts some of the most comfortable seats in its class. This month’s deal on the Altima SR VC-Turbo has a 36-month term.

    Compare dealer offers

  • 6. 2024 Ford Edge

    10 Best 0% APR Deals in April 2024 - Kelley Blue Book (7)

    Price: $37,945
    Current offer: 0% APR financing plus $1,500 cash back
    Expires: 4/30/2024

    See Ford Edge models for sale near you

    This 2-row midsize SUV has a wide range of standard features and comes with a choice of two impressive turbocharged engines. It has standard all-wheel drive, comfortable seats, and the cabin has plenty of room for people and excellent cargo space. The term for this deal is 60 months.

    Compare dealer offers

  • Related Offer

  • 5. 2024 Hyundai Ioniq 5

    10 Best 0% APR Deals in April 2024 - Kelley Blue Book (8)

    Price: $43,175
    Current offer: 0% APR financing
    Expires: 4/30/2024

    See Hyundai Ioniq 5 models for sale near you

    Winner of Kelley Blue Book’s Electric Vehicle Best Buy Award two years in a row, the Hyundai Ioniq 5 is a spacious compact SUV with up to 303 miles of range and can charge on a DC fast charger from 10% to 80% in 18 minutes. The interior comes with a 12.3-inch touchscreen to control navigation, audio, and more. This month’s deal on the Ioniq 5 has a 60-month term and is available for the SE (both ranges), SEL, and Limited trims.

    Compare dealer offers

  • 4. 2024 Mazda CX-30

    10 Best 0% APR Deals in April 2024 - Kelley Blue Book (9)

    Price: $34,210
    Current offer: 0% APR financing
    Expires: 4/30/2024

    See Mazda CX-30 models for sale near you

    If you’re looking for a stylish, sporty yet practical SUV, the subcompact Mazda CX-30 might be the right fit. Well-built, efficient, and offering impressive value, the CX-30 makes running errands fun. This month’s deal applies to the Carbon Turbo and Turbo models and has a term of 36 months. All-wheel drive is standard on every CX-30.

    Compare dealer offers

  • 3. 2023 Nissan Rogue

    10 Best 0% APR Deals in April 2024 - Kelley Blue Book (10)

    Price: $29,400
    Current offer: 0% APR financing
    Expires: 4/30/2024

    See Nissan Rogue models for sale near you

    The Nissan Rogue is larger than many of the other compact SUVs it competes with. It also boasts excellent fuel economy and an impressive suite of safety features that comes standard. This month’s deal has a term of 36 months.

    Compare dealer offers

  • 2. 2024 Mazda CX-50

    10 Best 0% APR Deals in April 2024 - Kelley Blue Book (11)

    Price: $39,420
    Current offer: 0% APR financing
    Expires: 4/30/2024

    See Mazda CX-50 models for sale near you

    Designed to be more outdoorsy and adventurous than its sibling CX-5, the Mazda CX-50 has attractive, rugged styling, more ground clearance, and standard all-wheel drive. Yet it also retains Mazda’s trademark sporty driving feel and reliability. This month’s deal applies to the 2.5 Turbo and Turbo Meridian Edition and has a term of 36 months.

    Compare dealer offers

  • 1. 2023 Ford Bronco Sport

    10 Best 0% APR Deals in April 2024 - Kelley Blue Book (12)

    Price: $30,810
    Current offer: 0% APR financing plus $1,000 cash back
    Expires: 4/30/2024

    See Ford Bronco Sport models for sale near you

    The Ford Bronco Sport has some of the off-road prowess of the Bronco, but on a smaller scale. The Bronco Sport is a compact SUV that’s a likable runabout in town, but its AWD system and GOAT modes make visiting the backcountry a lot of fun. This month, you can finance a Bronco Sport for 60 months at 0% APR, plus get $1,000 cash back. And it’s clear who Ford is going after with the deal on this vehicle in some regions: If you own or lease a 1995 or newer Jeep, you can get an additional $1,000 cash back.

    Compare dealer offers

    Best 0% APR Deals for April 2024

    1. 2023 Ford Bronco Sport: 0% APR plus $1,000 cash back
    2. 2024 Mazda CX-50: 0% APR financing
    3. 2024 Nissan Rogue: 0% APR financing
    4. 2024 Mazda CX-30: 0% APR financing
    5. 2024 Hyundai Ioniq 5: 0% APR financing
    6. 2024 Ford Edge: 0% plus $1,500 cash back
    7. 2024 Nissan Altima: 0% APR financing
    8. 2023 Ford Escape: 0% APR plus $1,000 cash back
    9. 2024 Volkswagen Tiguan: 0% APR financing
    10. 2023 Ford Explorer: 0% APR plus $750 cash back

#10

of 10

Best New Car Deals by Make

Acura
Alfa Romeo
Aston Martin
Audi
Bentley
BMW
Buick
Cadillac
Chevrolet
Chrysler
Dodge
Ferrari
FIAT
Ford
Freightliner
Genesis
GMC
Honda
Hyundai
INFINITI
Jaguar
Jeep
Kia
Lamborghini
Land Rover
Lexus
Lincoln
Maserati
MAZDA
McLaren
Mercedes-Benz
MINI
Mitsubishi
Nissan
Polestar
Porsche
RAM
Rivian
Rolls-Royce
smart
Subaru
Tesla
Toyota
Volkswagen
Volvo
Acura
Alfa Romeo
Aston Martin
Audi
Bentley
BMW
Buick
Cadillac
Chevrolet
Chrysler
Dodge
Ferrari
FIAT
Ford
Freightliner
Genesis
GMC
Honda
Hyundai
INFINITI
Jaguar
Jeep
Kia
Lamborghini
Land Rover
Lexus
Lincoln
Maserati
MAZDA
McLaren
Mercedes-Benz
MINI
Mitsubishi
Nissan
Polestar
Porsche
RAM
Rivian
Rolls-Royce
smart
Subaru
Tesla
Toyota
Volkswagen
Volvo

For Sale Near You

Allyson Harwood

Allyson Harwood is an author specializing in 10 Best lists, Kelley Blue Book's annual awards programs, and reviewing new vehicles. Starting in the automotive industry straight out of college, she has evaluated and written about trucks, SUVs, and cars, from both the consumer and enthusiast perspectives, for nearly 25 years. Allyson has previously written for Motor Trend, Truck Trend, and Four… Read more about Allyson Harwood

Browse Best Cars

Best CarsBest SUVsBest TrucksBest MinivansBest EVsBest HybridsBest Hybrid SUVsBest Electric SUVsBest Compact SUVsBest 3-Row SUVsBest Midsize SUVsBest Fuel efficient SUVs
10 Best 0% APR Deals in April 2024 - Kelley Blue Book (2024)

FAQs

10 Best 0% APR Deals in April 2024 - Kelley Blue Book? ›

Lenders want to ensure you have a near-perfect history of making payments and handling your debt before offering you no-interest financing. An excellent credit score — 781 or higher — will get you the best deal on financing, but you can still qualify for a competitive interest rate if your score is 670 or higher.

What credit score do you need for 0% APR on a car? ›

Lenders want to ensure you have a near-perfect history of making payments and handling your debt before offering you no-interest financing. An excellent credit score — 781 or higher — will get you the best deal on financing, but you can still qualify for a competitive interest rate if your score is 670 or higher.

Is there a catch to 0% APR? ›

Key Takeaways

You usually need a very high credit score to qualify for zero interest loans. Zero interest car loans usually come with a higher price tag, expensive extras and strict repayment terms. If you miss even one payment, you lose your 0% interest rate and get charged late fees.

Which cars have 0 finance deals? ›

Best new cars with 0% finance
  • Ford Puma 0% APR finance deal. ...
  • Hyundai Ioniq 6 0% APR finance deal. ...
  • Mercedes EQE Saloon 0% APR finance deal. ...
  • Renault Austral 0% APR finance deal. ...
  • Skoda Enyaq 0% APR finance deal.
Apr 2, 2024

What SUV has the biggest rebates right now? ›

Best SUV Cash Back Deals:
  • 2024 Hyundai Ioniq 5: $7,500 cash back.
  • 2024 Hyundai Kona: $1,000 cash back.
  • 2024 Hyundai Palisade: $750 cash back.
  • 2023 Hyundai Santa Fe: $2,000 cash back.
  • 2024 Hyundai Tucson: $2,250 cash back.
  • 2024 Hyundai Venue: $500 cash back.
  • 2023 Jeep Grand Cherokee: $9,250 cash back.
Apr 8, 2024

Why 0% APR might not be good for your credit? ›

Carrying high balances on a 0 percent intro APR card might cause short-term damage to your credit score — but carrying those balances after the introductory APR expires creates a long-term problem. Once your zero-interest period ends, any unpaid balances will begin to accrue interest at the regular interest rate.

Who has the lowest APR for car loans? ›

Compare Car Loan Rates
Top Auto Loan LenderLowest APRLoan Amount
AutoPay4.67%**$2,500 to $100,000
PenFed Credit Union5.24%$500 to $150,000
Auto Approve5.24%**$5,000 to $85,000
Consumers Credit Union6.54%No minimum or maximum
2 more rows

How to get 800 credit score? ›

Making on-time payments to creditors, keeping your credit utilization low, having a long credit history, maintaining a good mix of credit types, and occasionally applying for new credit lines are the factors that can get you into the 800 credit score club.

How many credit cards are too many? ›

Owning more than two or three credit cards can become unmanageable for many people. However, your credit needs and financial situation are unique, so there's no hard and fast rule about how many credit cards are too many. The important thing is to make sure that you use your credit cards responsibly.

Why should you avoid interest rate deals like zero percent interest Ramsey? ›

Finally, recognize that in some cases, 0% financing means paying more for the item you're buying itself. Say you're looking at a car with 0% financing for a period of time. Chances are, Ramsey warns, you'll be paying a higher price on that vehicle in the first place.

What is the best car loan rate available? ›

Compare auto loan rates in April 2024
LenderCurrent APRBest for
Carvana7.95%-27.95%Fully online experience
myAutoLoanStarting at 6.84%Shopping for multiple loan offers
Upstart9.26%-29.99%Fair credit
PenFed Credit UnionStarting at 5.24%Bankrate 2024 Award winner for best auto loan from a bank
6 more rows

What is the lowest amount to finance a car? ›

Auto financing has a 12-month minimum term and $5,000 minimum amount. It's available on vehicles up to 9 model years old.

Can you finance a car with a zero credit score? ›

It's possible to buy a car with no credit, but your financing options may be limited, and you'll likely face challenges that consumers with a solid credit history may not encounter. Lenders typically prefer applicants who have an established pattern of responsible borrowing and making on-time payments.

Is April a good time to buy a car? ›

One of the worst times to buy a car is the beginning of the month because car salespeople aren't fighting as hard to meet their sales quotas. The months with the least discounts are January through April, according to Edmunds. The weekend is another bad time to get a great deal, but holiday weekends are exceptions.

Which SUV has the best interest rate? ›

Best SUV Financing Deals:
  • 2024 Subaru Forester: 1.9% financing.
  • 2024 Honda CR‑V: 2.9% financing.
  • 2024 Hyundai Palisade: 3.49% financing.
  • 2024 Hyundai Tucson: 3.79% financing.
  • 2024 Kia Sportage: 4.25% financing.
  • 2024 Toyota RAV4: 4.75% financing.
  • 2024 Subaru Crosstrek: 4.9% financing.
  • 2024 Kia Telluride: 5.25% financing.

What SUV is the best buy for the money? ›

Best SUVs for the Money
  • 2024 Chevrolet Trax. Compare Model. Positives. ...
  • 2024 Hyundai Venue. Compare Model. Positives. ...
  • 2024 Buick Envista. Compare Model. Positives. ...
  • 2024 Hyundai Kona. Compare Model. Positives. ...
  • 2024 Toyota Corolla Cross. Compare Model. Positives. ...
  • 2024 Nissan Kicks. Compare Model. Positives.

What FICO score do car dealers use? ›

The score range for the Auto Score is 250-900 (instead of the traditional 300-850). FICO promotes that Auto Score will help dealerships and lending institutions in five distinct ways: Increase regulatory compliance.

What is the lowest credit score to buy a car? ›

Most used auto loans go to borrowers with minimum credit scores of at least 675. For new auto loans, most borrowers have scores of around 730. The minimum credit score needed for a new car may be around 600, but those with excellent credit often get lower rates and lower monthly payments.

Is 550 a good credit score to buy a car? ›

When you have bad credit – say, a credit score around 550 – getting approved for a car loan can be difficult. While you should try for a pre-approval with your bank or credit union, you more than likely are going to need a subprime lender.

Is 640 a good credit score to buy a car? ›

Can I get an auto loan with an 640 credit score? The short answer is yes, but you're likely to get a significantly higher-than-average interest rate.

Top Articles
Latest Posts
Article information

Author: Kerri Lueilwitz

Last Updated:

Views: 6458

Rating: 4.7 / 5 (47 voted)

Reviews: 94% of readers found this page helpful

Author information

Name: Kerri Lueilwitz

Birthday: 1992-10-31

Address: Suite 878 3699 Chantelle Roads, Colebury, NC 68599

Phone: +6111989609516

Job: Chief Farming Manager

Hobby: Mycology, Stone skipping, Dowsing, Whittling, Taxidermy, Sand art, Roller skating

Introduction: My name is Kerri Lueilwitz, I am a courageous, gentle, quaint, thankful, outstanding, brave, vast person who loves writing and wants to share my knowledge and understanding with you.